GE Capital Real Estate has always underwritten conservatively. With the market reaching exceptional levels between 2005 and 2007, it got harder for rational players to compete. More recently, purely opportunistic players began to disappear while committed real estate companies, such as GE Capital Real Estate, remain. Pricing will adjust, providing future opportunities to invest. People who know what they are doing, including our partners, borrowers etc., will, in time, thrive. But there’s no doubt that the current set of economic facts require significant patience from everybody.

We are committed to real estate, and have a significant portfolio of direct property investments and real estate debt. We expect to face a more rational set of competitors in the foreseeable future. We’ll certainly continue to be a big debt financing business, but sized for more modest growth. Tough realities face us all: good deals with strong returns will get done, marginal deals won’t.

There are a number of forces at work that will allow us to shrink the balance sheet, and continue to invest selectively. In the normal course of business, loans are paid off creating balance sheet capacity, and we intend to put our capital to work. Additionally, as our Global Investment Management business gains traction, when the time is right we’ll put our investing clients’ capital to work as well.

GE Capital Real Estate is committed long term to the commercial real estate business. We’re going to be a participant through all cycles. It doesn’t mean we’re going to be active every day. But we do participate on the lending side and on the investing side, so through our multiple go-to-market strategies, we tend to be active.

GE Capital Real Estate has offices in 30+ countries, and is committed to the commercial real estate business. In 2008, we invested $20B. Much of that is in debt, because that is where the returns are today. Granted there is uncertainty about what exactly the real estate market will look like at the other end, but we will be a leading, albeit smaller, player.

GE Capital Real Estate is only involved in the commercial real estate sector of the mortgage market and we do not – and have not – offered residential mortgages.

What’s listed for sale on our website is a selection of properties we’re selling from our portfolios. We are not a real estate brokerage firm and do not take outside listings.

All of our online applications are located within the Account Access area of our For Our Customers section. You may also access them here.

Please feel free to contact us via the "contact us" link at the top of the page.

Please feel free to contact us via the "contact us" link at the top of the page.